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Will My Term Life Insurance Premium Increase During the Length of My Policy?

Once you have purchased term life insurance coverage, your life insurance premium rates will not increase for the duration of the term.

The premium - and benefit amount - remains the same.

Only at the end of the term period you have chosen - 10, 20, 30 years - will your life insurance rate increase. At this point you can choose to continue your current coverage, or apply for a new policy if you still need term life insurance.

It is wise to periodically review your term life insurance policy and your current needs as well. Life changes, such as a bigger family or new house, can dramatically change your term life insurance needs. You should think about reviewing your existing term life coverage if any of the following have happened to you since you purchased your policy:

  • Bought a house
  • Expanded your family
  • Got a new job or increased your income
  • Started a business
  • Gotten married (or divorced)
  • Left the workforce to raise a family

Get started on your free term life insurance quote now or speak with a licensed AIG Direct life insurance agent today.

Customer Support: 1-800-586-3072